How Our Lawyers Can Help With Your Debt Issues
The skilled and dedicated Philadelphia bankruptcy attorneys at Avallone Law Associates have represented many individuals throughout Southeastern Pennsylvania before the bankruptcy court. All of our bankruptcy lawyers have extensive experience with Chapter 7 bankruptcy, Chapter 13 bankruptcy and more. We offer customized legal counsel as well as bankruptcy alternatives. Every case is different, and we believe in providing the right options that fit your individual needs.
Avallone Law Associates Is Designated As a “Debt Relief Agency” by the United States Congress
Chapter 7 and Chapter 13 are federal bankruptcy laws enacted by Congress to give single and married individuals (including owners of sole proprietorships) in financial difficulty a fresh start or relief from creditor harassment. Chapter 7 allows individuals to discharge (and not pay) most debts, including credit card debt, judgments, unsecured loans and much more. Filing under Chapter 7 normally allows you to keep your assets and then start over. Chapter 13 allows individuals to work out reasonable repayment terms for their debts.
Contact the Philadelphia bankruptcy attorneys at Avallone Law Associates about your bankruptcy needs or problems with creditors. You will receive a prompt and personal response from one of our attorneys. Call 215-253-3855 for a free initial phone consultation. We are able to meet the needs of Spanish-speaking and Russian-speaking communities.
New Bankruptcy Laws
As of October 17, 2005, the requirements to be a debtor under Chapter 7 changed when the Bankruptcy Abuse Prevention and Consumer Protection Act became effective. There are limitations that have been placed on Chapter 7 bankruptcy and who can qualify as well as additional requirements. We can help you determine if Chapter 7 bankruptcy is a viable option or if Chapter 13 is better suited for your specific situation. Talk to one of our debt relief lawyers immediately.
Our Pennsylvania Bankruptcy Practice
- Chapter 7: This type of bankruptcy is commonly referred to as “liquidation” bankruptcy because it can discharge debt such as credit card bills, medical bills and more.
- Chapter 13: A debtor can reorganize his or her debt and create an affordable three- to five-year repayment plan under a Chapter 13 filing.
- Credit card defense/debt negotiation: Bankruptcy alternatives such as an attorney negotiating with creditors or seeking to consolidate credit card debt are also helpful options.
Find answers to other bankruptcy questions by visiting our Bankruptcy FAQs page.
Facing Financial Hardships? Call Today: 215-253-3855
For 40 years, the attorneys at Avallone Law Associates have represented families and individuals, ensuring that they are treated fairly and that their rights are protected. Our law practice is based on the concept that ordinary people deserve the same access to quality legal representation that major corporations, insurance companies and the government have always had. When clients come to us they are facing a financial crisis and they want to resolve a stressful situation in an efficient manner. We can respond quickly to their needs so that they can get back to their lives.
If you or someone you know in Philadelphia, Pennsylvania, or in the surrounding cities and counties needs debt consolidation legal counsel or the assistance of a knowledgeable bankruptcy attorney, contact our law firm for a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.