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3 common forms of real estate deeds

On Behalf of | Oct 14, 2021 | Residential Real Estate |

The transfer of real estate is a more complicated process than most sellers and buyers realize.  In addition, there are many technical terms that buyers have never heard before.

One example of this relates to the different types of deeds used in real estate transactions.  Essentially, a deed is a physical document that declares the ownership of a property.  However, there are different types of deeds that buyers should be aware of.  Outlined below are three of the most common forms of real estate deeds.

The general warranty deed

The general warranty deed is a legal document that demonstrates ownership of real estate and establishes a seller’s right to sell the real estate.  It warrants seller’s title against any defects that may have arisen or attached to the real estate whether or not the seller is aware of these defects and regardless of when these defects occurred.  Therefore, a general warranty deed can protect the interests of both buyer and seller.

Special warranty deed

The special warranty deed is similar to the general warranty deed except that it only refers to defects that might have occurred during the seller’s ownership.

The quitclaim deed

The quitclaim deed is sometimes but not always used when real estate is to change hands without the transfer of money.  for example, when a parent wishes to transfer ownership of property to a child for a dollar.  The quitclaim deed does not come with any warranty.  Rather, the buyer gets whatever title the seller has.

It is always a good idea to familiarize yourself with the different types of deed when engaging in a real estate transaction in Pennsylvania.  It is also important to remember that you have legal rights.



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