Individuals who have an ownership claim to a piece of property in Pennsylvania may have questions about the title to the property and what the implications of having a clear title to a piece of property are. The title to a piece of property is important because it demonstrates who has legal ownership of a piece of property and the right to use the property.
Owners, purchasers and sellers of real property in Pennsylvania have a strong interest in making sure that the title to the property is free of any defects or competing claims. A cloud on the title can hold up a sale or refinancing. Title insurance provides some protection, but the insurer may refuse to issue a title insurance policy on the property if there is a title defect or unresolved claim.